Hi my name is Jonathan Smith and I am an attorney here in Western Washington. My law firm does bankruptcies, as well as mortgage modification, mortgage mediation and short sales.

A little bit about Chapter 13 bankruptcy – if you don’t qualify for a Chapter 7 because your income is too high, or if you have a second mortgage you would be interested in stripping off your home, then you may consider a Chapter 13.

If the value of your home has dropped to the point where it is worth less than what you owe on your first mortgage, we may be able to strip off your second mortgage as it is now wholly unsecured…and discharge it in the bankruptcy along with the rest of your unsecured debt.

Contact us for any Bellevue foreclosure mediation or short sale modification, Western Washington bankruptcy in Kirkland, Seattle, Redmond or Bellevue and chapter 13 trustee Seattle.