Hi, my name is Jonathan Smith and I’m an attorney servicing the Western Washington area.  We do bankruptcies, short sales, mortgage mediations and mortgage modifications.

If you’re trying to do a mortgage modification on a home that is not your primary residence, your best bet is to go through the mortgage modification program, as opposed to the mortgage mediation program.  The mortgage modification program generally aims for payment of about 31% of your gross income and is done usually under the HAMP program.  Although, there are standard modifications available through your lender, which could go up as high as 42% of your gross income.

For more information on this, go to my website AdvantageLegalGroup.com.  Again, AdvantageLegalGroup.com. And I look forward to meeting you.