Defense Against Foreclosure
Defending Against Foreclosure If you are facing the loss of your home or fear that you may soon be facing a foreclosure, a law firm can help you to develop a strategy that may include defending against the foreclosure, negotiating a modification, refinance, short sale, or implementing a strategic default plan. A Foreclosure Defense Law […]
Fear losing your home? Foreclosure looming?
You held out for this long but your lender has finally sent you the” letter.” However, the letter talks about consumer debt counseling and mediation. This is part of the Washington Foreclosure fairness act. Lenders must inform you of your rights before a Foreclosure can be processed. Bankruptcy is a valuable option to consider. Understanding […]
Preventing Bankruptcies
We are in some unusual and unprecedented times right now but that doesn’t’ mean you can’t prepare and still have some time to plan. People use the phrase “Practice good money management.” However, what does this really mean? Terms like impulse spending, realistic budgeting, and no high-risk investment are not part of the “good practice.” […]
What Happens if the Bank Forecloses on My Short Sale?
It happens quite often…more than you realize…that a home in process of a short sale is foreclosed on. It is a common misconception that the lender won’t file a foreclosure lawsuit against you if you are currently in the process of negotiating a short sale or loan modification. Example: Debbie lists her home for a […]
Defined Contribution Plans Offer Employees Great Retirement Potential
As a business owner, if you work with federal contracts, you already know that the landscape is riddled with potential compliance landmines. The government is very focused on compliance with all of the provisions of the Davis-Bacon Act. One area that companies often find troublesome relates to Defined Contribution Plans. According to the United States […]
Should I Hire a Lawyer for a Mortgage Mediation or Foreclosure?
Should I Hire a Lawyer for a Mortgage Mediation or Foreclosure? – If your lender has failed to approve previous effort to modify your loan, often mediation is the best way to go. What is mediation? Foreclosure mediation is a meeting where a homeowner and mortgage lender negotiate potential modifications or other alternatives before an […]
Will Bankruptcy Mean I Have to Give up My House?
Will Bankruptcy Mean I Have to Give up My House? – A common question weighing on the minds of those who are still making mortgage payments on their home and facing bankruptcy is “will I have to give up my home?” The answer to this lies in understanding the options available to your unique situation. […]
What to Do After Filing for Personal Bankruptcy
Many people feel like absolute failures after filing for bankruptcy. Therefore, you may be surprised to learn that it’s actually becoming more and more common and that YOU’RE NOT ALONE. Bankruptcy happens to the answer for many debtors who simply need a fresh start. Now, the question is, “what do I do now to ensure […]
The Foreclosure Fairness Act
The Foreclosure Fairness Act A little known law helps protect homeowners from foreclosure even when their situation may seem dire. The Department of Commerce is trying to spread the word about this law and Advantage Legal is here to help. The Washington State Department of Commerce put out a press release to let people know […]
How Quickly Can I Recover from a Bankruptcy?
Filing for bankruptcy is never an easy decision. If you are considering bankruptcy or if you have been through it, there is probably just one question on your mind: “How quickly can I recover from bankruptcy?” There are many factors that contribute to the time you will spend mending your credit. The first step you […]
