Are All Debts Forgiven in Bankruptcy?
Are All Debts Forgiven in Bankruptcy? Bankruptcy is a very useful thing that can help many people and give them a fresh start in their financial lives. Many debts can be discharged in bankruptcy. However, there are sometimes exceptions. Debts that are commonly discharged in bankruptcy include things such as: -credit cards or unsecured loans […]
Foreclosure Rescue Scams Are Out There – BEWARE!
Foreclosure Rescue Scams Are Out There – BEWARE! Washington, as well as other areas, have a growing problem of foreclosure rescue and mortgage modification scams that could cost you thousands of dollars OR your home should you fall victim. Scammers will usually make promises they can’t keep such as ensuring GUARANTEES of certain outcomes for […]
How Do I Start a Bankruptcy?
Where do you start if you are considering bankruptcy? Reality has changed for millions of people over the last few years. Even though the housing market has recovered nicely, for some, this reality is not in their favor. If you feel overwhelmed by a mountain of debt and can’t see your way out of the […]
Is Bankruptcy Embarrassing?
Is Bankruptcy Embarrassing? Being an adult is rough. As an adolescent we would hesitate to do things, worried about what our peers would think, and often, being an adult is no different. Being an adult doesn’t mean you no longer have emotions or that you don’t worry about others judging you. However, being an adult […]
Where to Start in Mortgage Mediation?
If you have no idea where to start with mortgage mediation and you’re on the brink of losing your home, there are options and steps to take immediately in order to save your home and reduce your mortgage. Many people may not even know about the Washington State Fairness Act. This is largely due to […]
How Do I Know if I Qualify for Mortgage Modification?
Surprisingly most people in Washington state don’t even realize that they can qualify for a mortgage modification or mediation. Mortgage payment each month is causing you more and more stress or you’re simply not able to make the payment, there are options. Washington state has Washington State Foreclosure Fairness Act, which was implemented several years […]
Before I File for Bankruptcy, Can I Sell Some of My Assets?
Bankruptcy is all about helping an individual(s) resolve debt and learn better financial management. Getting a fresh start is not just about leaving the past behind but it also requires someone to protect the assets they still have. You can maximize the benefits of this by NOT borrowing, selling or getting rid of these assets […]
Give Yourself the Gift of Mortgage Mediation this Christmas
Give Yourself the Gift of Mortgage Mediation this Christmas (or New Years) While many families are celebrating the season with hearts full of peace and joy, it can actually be a stressful and discouraging time for families under economic distress. Many homeowners are still facing foreclosure, having never recovered from the downturn that began in […]
Who Says Life’s Not Fair? Two Things to Know About the Fairness Act
Who Says Life’s Not Fair? Two Things to Know About the Fairness Act Okay. Okay. So, life’s not fair. It’s true. However, when things come around like the Washington Foreclosure Fairness Act, life seems to seem a little fairer, a little brighter. This act or law helps bring homeowners back from the brink of foreclosure […]
Why You May Need an Experienced Lawyer During Foreclosure
Why You May Need an Experienced Lawyer During Foreclosure Life, unfortunately, isn’t always full of brightly colored rainbows and delicate butterflies and we might end up finding ourselves in a position where we are unable to pay our mortgage and fear the potential of facing the Foreclosure process. While it is believed that this process […]
