Why Do Mortgage Investors Deny Loan Modifications
Why Do Mortgage Investors Deny Loan Modifications The care of your loan is much more complicated than it appears. To some, this may sound funny because many of us do not think of a mortgage as simple on any level. Usually, when making your monthly payments you only deal with the servicer. They are responsible […]
What If I’m a Year Behind in My Mortgage Payments?
What If I’m a Year Behind in My Mortgage Payments? You may be behind only two months in your mortgage payments or up to two years behind! Wherever you may find yourself on that scale, the question is, what do you do and what’s going to happen? First and foremost, let’s be clear that it […]
Protecting Bank Accounts When filing for Bankruptcy
Protecting funds in a bank account is often a top priority of those filing for Chapter 7 or 13 bankruptcy. The effect that bankruptcy will have on any money deposited into your personal bank accounts is dependent upon if the money has been protected by a bankruptcy exemption and the amount of pre-bankruptcy planning […]
Can I Refinance After a Mortgage Modification?
Advantage Legal Group is in the business of helping people that are in financial distress either modify their existing mortgage, refinance or find a way to mediate between the lender and the homeowner. We get asked quite often if homeowners can refinance after a mortgage modification. A mortgage modification is typically handled between a housing […]
Mortgage Modification Lawyer in Bellevue and Seattle
Advantage Legal Group is that helping people for four years with the Washington State Foreclosure Fairness Act. It is helped many homeowners stay in their home and avoid foreclosure by forcing these banks to have face-to-face communication with the homeowners. These meetings are mediated and overseen by someone that is qualified with the Washington state […]
Mortgage Modifications and Mortgage Mediations
Washington State Mortgage Modifications and Mortgage Mediations The Washington State Department of Commerce that oversees the Washington Fairness Foreclosure Act estimates that 90% of the people who could have potentially availed themselves of this program failed to do so, mainly because they don’t know about it. The Act allows homeowners to force banks to enter […]
Will a Mortgage Modification Work for Me?
Will a Mortgage Modification Work for Me? To hear the term, “mortgage modification” incites both hope and fear. Why because it is a way to save your home, but very few achieve it. Even housing counselors admit that there’s seemingly something mysterious that dictates who actually qualify for a mortgage modification but there ARE ways […]
Is Bankruptcy Scary?
Is Bankruptcy Scary? Bankruptcy scares people. In fact, even people up to their eyeballs in debt, are scared witless by the thought of filing bankruptcy! It seems absurd almost. What ‘s so scary about filing bankruptcy? There are three unspoken fears about bankruptcy: -loss of control over financial affairs -the future with a bankruptcy on […]
Don’t Go it Alone – The Washington Fairness Foreclosure Act
Don’t Go it Alone – The Washington Fairness Foreclosure Act There are still many homeowners facing foreclosure. For the last three years, Advantage Legal Group has been doing much to inform those homeowners about the hope they may have in the Fairness Foreclosure Act. Their efforts have been pretty successful and they’ve saved the homes […]
Bankruptcy Requirements
Bankruptcy Requirements Some of history’s most successful business owners including a past president have gone through bankruptcy. Henry Ford, Walt Disney, even Abraham Lincoln all went through bankruptcy. Bankruptcy can actually be good for society, allowing people to make mistakes and recover from them and move on. Without bankruptcy, we wouldn’t have the Ford Motor […]
